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Welcome to  Financial Aid

To determine financial need, students must first apply for financial aid. Many students / families mistakenly think they do not qualify for aid. There are a few sources of aid, such as Unsubsidized and PLUS loans that are available regardless of need. See steps below to get started.

Step 1: Apply for Admission!

The first step is applying for admission to Cape Fear Community College (CFCC). If you have already applied skip to Step 2.

If you have applied to or attended CFCC during the past three years, you do not need to complete another application.  Doing so will negatively affect your current records. If you are unsure about your last term of enrollment, contact Admissions at 910-362-7557.

Step 2: Apply for Financial Aid.

If you do not have a PIN, Log onto www.pin.ed.gov. If you are a dependent student, your parent will need a PIN too.  Next, Log onto www.fafsa.gov Select the appropriate school year. Please see the info and aid tools tab below for more information. CFCC will contact you via your CFCC email in regards to your FAFSA, typically within 7-10 business days. You will either receive an award letter, or a letter requesting more documents.

If you wish to apply for a student or parent loan, you must first complete the FAFSA and then complete the paperwork located under the Programs tab below.

News, Links, and Financial Aid Tools

News & Announcements

Graduating from CFCC?  Did you borrow student loans? Need help completing the required Exit Counseling?

Click here for Exit Counseling Help Sessions

*To receive financial aid for summer 2014 (which begins in May), you must complete a 2013-2014 Free Application for Federal Student Aid (FAFSA). If you wish to apply for financial aid for fall 2014 (which begins in August), you must complete a 2014-2015 FAFSA. 

New Loan Disbursement Rules Take Effect with the Spring 2014 Semester

Beginning with the upcoming spring semester and the foreseeable future, one-semester-only loans will be paid to students in two equal disbursements.

For example, a student requests a Federal Direct Stafford Loan in the amount of $1750 to be received in the spring semester only. The second half of the loan, or $875, cannot be disbursed any earlier than the mid-point of the semester, which falls on March 7. This second disbursement will not be made to students who are no longer in attendance on March 7.

Because 18% of former CFCC loan borrowers have failed to repay their student loans, U.S. Department of Education regulations mandate that disbursements to current students be made as described above.

Check out SALT

CFCC has partnered with American Student Assistance to provide a new product, called “SALT,” to students and alumni. Take advantage of this new opportunity to:

  • Boost your financial smarts,
  • Manage college loan payments online,
  • Talk with expert counselors for personal student loan assistance, and
  • Discover exclusive deals and discounts.

You may have already received a “welcome” email directly from SALT, with information about your free membership to the program. Look for continuing messages which will provide timely financial tips and membership features you may find valuable.

Summer 2014 Deadline for Direct Stafford Loans

The Financial Aid Office asks that all Direct Stafford Loan applications be submitted to the Financial Aid Office no later than April 28th to ensure payment of tuition. We will continue processing loan applications received after that date, but we cannot guarantee they will be posted in time to cover tuition costs by the deadline.

CFCC’s FAFSA priority date for Summer 2014

It is strongly recommended that new applicants submit a 2013-14 Free Application for Federal Student Aid (FAFSA) by April 7th and submit all requested supporting documents by April 28th for summer 2014 financial aid consideration. We will continue to review and process applications received after the above dates but will not guarantee that aid will be finalized in time to avoid your having to pay out of pocket for tuition and fees and books and supplies. The student is responsible for all charges in the absence of a financial aid award. Payment can be made by cash, check, debit card, MasterCard, VISA, American Express and Discover. WebAdvisor is available for making payments by debit and credit cards. Students may also enroll in the automatic monthly Tuition Payment Plan provided by Nelnet Business Solutions. To learn more about the Tuition Payment Plan, please visit http://cfcc.edu/businessoffice/paymentplan/. Make appropriate arrangements to pay to avoid having your schedule of classes canceled.

Financial Aid Eligibility and 2nd Mini Session Registration

Students attending the full 16-week fall session and/or the first mini session are allowed to register for 2nd mini session classes during the first eight days of the full 16-week semester. The classes in which students enroll during this period of time will qualify for financial aid if the student is otherwise eligible. Students attending ONLY 2nd mini session classes can register for the 2nd mini session up to the day before the 2nd mini session begins to qualify for financial aid if the student is otherwise eligible.

Email Correspondence

Student correspondence from the Financial Aid Office is sent via e-mail. Students should check their CFCC e-mail accounts frequently for important information from the Financial Aid Office, including documents required to complete the application process and award notices. New applicants should allow 4 business days in the creation of a CFCC email account. Students can elect to receive paper copies in addition to electronic correspondence by indicating that preference on Webadvisor by clicking on “Financial Aid Correspondence Option”.

Info & Aid Tools

Applying for Financial Aid

General Financial Aid Information

Financial Aid Tools

Check out SALT  https://www.saltmoney.org/index.html

CFCC has partnered with American Student Assistance to provide a new product, called “SALT,” to students and alumni. Take advantage of this new opportunity to:

  • Boost your financial smarts,
  • Manage college loan payments online,
  • Talk with expert counselors for personal student loan assistance, and
  • Discover exclusive deals and discounts.

FAFSA4Caster  To begin exploring your financial aid options and get an early start on the financial aid process, FAFSA4Caster is for you!

CashCourse   To manage your money and allow you to plan for your future, check out CashCourse!

www.FederalStudentAid.ed.gov/completefafsa This federal web site explains how to complete the FAFSA and the purpose of the FAFSA questions.

Sample Loan Repayment Chart 

CFNC Financial Literacy Information  To begin exploring financial literacy tools and become acquainted with Money Management

mygreatlakes.org/go/webcasts Great Lakes offers many webcasts on various Financial Aid questions. Attend a live session, and have your questions answered, or watch an on-demand session at your convenience.

Programs

Federal Direct Student Loan Program

New Federal Regulation Limits Subsidized Loan Eligibility - A Federal Direct Loan borrower receiving his or her first loan on or after July 1, 2013, or a previous Direct or Federal Family Education Loan borrower who has repaid in full, is eligible for a subsidized Direct Loan for a maximum of 150% of the length of the academic program (certificate, diploma, degree) in which he is enrolled.  For example, a borrower will be limited to receiving subsidized loans for 3 years if enrolled in a 2-year program.  Borrowers reaching this limit can receive only unsubsidized loans, if all other eligibility criteria are met.  Additionally, borrowers who reach the 150% limit will lose the interest subsidy on all outstanding subsidized loans.

  •  Exit Counseling (For graduating students and students who withdraw from school)

 Alternative Loans

If you are unsure who holds your loan(s) and need help identifying your lender, servicer and/or guarantor, use the National Student Loan Data System (NSLDS) Student Access site to retrieve your loan information, including outstanding balances and statuses. You may also contact them by phone at 800-4-FED-AID (800.433.3243).

Forms

Progression Standards



Wilmington Campus
411 North Front Street
Wilmington, NC 28401

North Campus
4500 Blue Clay Road
Castle Hayne, NC 28429

Burgaw Center
100 East Industrial Drive
Burgaw, NC 28425

Hours of Operation
Monday-Friday: 8:00am to 5:00pm

Accessibility Services

Cape Fear Community College does not discriminate on the basis of race, color, national origin, sex, disability, religion, political affiliation or age.